Resources

Locations & Hours

With 3 locations to serve you, Laredo Federal Credit Union makes it convenient to bank with us. Check out the map below for the location nearest your home and office.

See Branch Schedules Below.

Credit Union Holidays

2024 Laredo Federal Credit Union Holidays

• New Year’s Day — Monday, January 1 — Closed
• Martin Luther King — Monday, January 15 — Closed
• President’s Day — Monday, February 19 — Closed
• Good Friday — March 29 — Close at 1:00 p.m.
• Saturday before Easter — March 30 — Closed
• Memorial Day — Monday, May 27 — Closed
• Juneteenth Day — Wednesday, June 19 — Closed
• Independence Day — Thursday, July 4 — Closed
• Labor Day — Monday, September 2— Closed
• Columbus Day — Monday, October 14 — Closed
• Veterans Day — Monday, November 11 — Closed
• Thanksgiving Day — Thursday, November 28 — Closed
• Friday after Thanksgiving — Closed –November 29 — Closed
• Christmas Eve – Tuesday, December 24 – Close at 1:00 pm
• Christmas Day — Wednesday, December 25 — Closed
• New Year’s Eve – Tuesday, December 31 – Close at 1:00 pm

Fraud Prevention

Important Online Security Information

Laredo Federal Credit Union wants to ensure the online protection of your personal and Account information.

Please note:

• Laredo Federal Credit Union will not ask you to submit personal or Account information via email
• If you ever receive an email appearing to be from Laredo Federal Credit Union that asks for personal information such as your Account Number or Social Security Number, do not respond to the email. Please notify us immediately at (956) 722-3971, and ask for Red Flag Officer.

Responding to E-Mail and Internet-Related Fraudulent Schemes:

The number one rule… Don’t respond! Call or contact Laredo Federal Credit Union and let us know of the unusual email.

NCUA Insurance

Definition

The National Credit Union Share Insurance Fund (NCUSIF) is the federal fund created by Congress in 1970 to insure member’s deposits in federally insured credit unions. On July 22, 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law and included permanently establishing NCUA’s standard maximum share insurance amount at $250,000. All deposit insurance resources reflect this higher level of coverage.

Administered by the National Credit Union Administration, the NCUSIF is backed by the full faith and credit of the U.S. Government.

How the Fund is Financed?

The NCUSIF maintains at or near 1.30 percent of federally insured credit union deposits. By law, federally insured credit unions maintain one percent of their deposits in the NCUSIF and the NCUA Board can levy a premium if necessary. Credit unions voluntarily capitalized the Fund in 1985 by depositing one percent of their deposits into the Fund.

No federal tax dollars have ever been placed in the Fund, and no member has ever lost money insured by the NCUSIF.

If you’re interested in more consumer-specific information about the NCUSIF, please visit the MyCreditUnion.gov site.

Terms & Conditions

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by Laredo Federal Credit Union for the sole purpose of conveying information about Laredo Federal Credit Union’s products and services and to allow communication between Laredo Federal Credit Union and its members. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Laredo Federal Credit Union’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in Laredo Federal Credit Union’s agreements and disclosures, the agreements and disclosures will control.

From time to time Laredo Federal Credit Union may place links to other websites on this page. Laredo Federal Credit Union has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by Laredo Federal Credit Union or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

Laredo Federal Credit Union makes no warranties of any kind regarding the products and services advertised on this site. Laredo Federal Credit Union will use reasonable efforts to ensure that all information displayed is accurate; however, Laredo Federal Credit Union expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Laredo Federal Credit Union is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Laredo Federal Credit Union has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the State of Texas.

Notices

Laredo Federal Credit Union is committed to protecting the privacy of our members. In general, you can visit us on the World Wide Web without disclosing to us who you are or revealing any information about yourself. There are several areas, however, that will collect certain information about you and we want you to know how we handle that information.

If you visit our website, Laredo Federal Credit Union collects and stores information on the domain you use to access our website, the Internet address of the site from which you linked directly to the site, and the date and time of your visit. This information is used to measure the number of visitors to the various pages on our site to better serve our membership.

If you send an e-mail, Laredo Federal Credit Union collects and stores personally-identifying information in order to process your e-mail, form or application. This information is not sold to any third parties. Due to the volume of e-mail activity, these messages are deleted after they are answered or completed.

If you visit a secure site, such as home banking, you will be asked for personal identification numbers which will give you access to the member only section of our website. This information enables Laredo Federal Credit Union to regulate entry to the member only portions of our website and to measure member usage. Any identifying information gathered is not sold to third parties.

If you link to another site from any of our pages, you are leaving our site pages, and we cannot be held responsible for any information that may be gathered at a linked site. Please be aware that the linked site is not operated by Laredo Federal Credit Union and therefore, we do not represent either the third party or the member if the two enter into a transaction. While we make every effort to ensure that all linked sites follow similar privacy policies as ours to offer you maximum security and privacy, the policies may differ from those practiced by Laredo Federal Credit Union.

Disclosures

Disclosure information can be found in the attached documents. Click the links below to download the appropriate disclosure statement. If you cannot find the disclosure on this page, please see the link list at the bottom of each page for more information on terms, conditions, and policies.

• Regulation D Information
• Funds Availability Policy
• Privacy Notice

Routing Number

The routing and transit number for Laredo Federal Credit is 314985617. This number is used for all branches, regardless of their location.